Tara Burd, a San Diego civil litigation attorney stated that, “The formation of any contract requires an offer, acceptance and consideration.” A contract can be as simple or as complex as a situation warrants. Some contracts are tomes and others are made on a napkin. Some are overly complicated and others are overly simplified. Offer An…
When a first time home buyer considers applying for a home loan it’s often the trigger for considering their credit score. Will the score qualify for the loan they want? Are there simple things they could do to get a better score and therefore get a better interest rate? Well these are good questions but…
Doug Albee, a Riverside Used Car Dealer reminds us, “Purchasing a used car can be an overwhelming prospect, particularly for first time buyers.” Great arrangements on used cars can be found through both used car dealers and private sellers, however, there are certain points to be aware of when purchasing a used car. The make, year…
Brian Livesay, San Diego Retirement Guardian said, “Life insurance is a valuable asset in any portfolio. An investment portfolio should be diversified. Life insurance can be another layer of diversification with some unique benefits other portfolio options cannot offer.” Life insurance is often thought of as a way of protecting an individual’s family from financial…
Tara Burd, a San Diego Civil Law Attorney said, “California and federal law differ slightly as to the designations of employee versus independent contractors.” Patrick Cotter and Tadj Correia recently brought a lawsuit against Uber arguing that they should be treated as employees instead of independent contractors. An article in The Ledger quotes Correia: “It…
Using the analogy of doing your own vehicle repairs, Tom Sedlack of 33rd Company Property Management advises landlords in the Twin Cities Minneapolis and St. Paul, Minnesota metro area on the pitfalls of DIY (do-it-yourself) property management. “It’s like fixing your own car, trying to change your own transmission,” Sedlack said. “By the time you…
There are many variables that go into determining the selection of a law firm to represent you or your business. One of the key questions any person or business needs to consider is, “Should I go with a small or large law firm?” Many times the immediate reaction is to go with the larger firm….
Brian Livesay, the “Retirement Guardian” in San Diego says, “One often over looked area of retirement planning is taxation of Social Security income.” One of the most critical things to understand is the taxability of social security benefits. People often think social security benefits are nontaxable. This is the case if a person’s combined income…
Tara Burd, a San Diego Civil Law Attorney reminds us, “It is true that California’s Family Code does not govern non-marital relationships and distributions of property. But the civil code does.” For unmarried couples, this means that there is no opportunity for spousal support payments in the traditional sense. However, this does not mean that…
Are You Putting Your Clients’ Interests Ahead of Your Own? Are you a financial services company or an independent financial advisor? Whether you are a new broker or have been in the business for some time, your reputation is at stake, more than ever before. Have you read Tony Robbins’ new book MONEY Master the…